News
Get in touch for a no-obligation chat about how we might be able to help you.
What's On This Page?
September 2025
Why Speaking to a Mortgage Broker Before Your Mortgage Deal Ends Could Save You Thousands and Protect Your Future
Taking out a mortgage is one of the biggest financial commitments you will ever make. While securing your initial deal can feel like a major
Nearly 5,000 Fake FCA Scams Reported in Just Six Months
Fraudsters pretending to be the Financial Conduct Authority (FCA) have targeted thousands of people this year, with almost 5,000 fake FCA scams reported in the
When Will Interest Rates Drop and What It Means for Your Mortgage
The Bank of England base rate is currently 4.0%, having fallen from a peak of 5.25% over the past year1. While this downward trend has
First-Time Buyers Now Spend £163,000 on Rent Before Buying – Why This Matters to Homeowners and Landlords
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home. This
August 2025
At Last, Some Relief: Average Two-Year Mortgage Fixes Fall Below 5%
Homeowners coming to the end of a fixed mortgage deal are finally getting some good news. For the first time in nearly three years, the
HMRC Warning After 170,000 Taxpayers Targeted by Scammers – How to Stay Protected
Millions of self-assessment taxpayers are being urged to stay vigilant after HM Revenue & Customs (HMRC) revealed it had received more than 170,000 scam referrals
Preparing for University: How to Protect Your Student’s Gadgets and Valuables
With A-level results day now a distant memory, many young people are preparing to move away from home for the first time to begin their
Why Reviewing Your Protection Cover Matters When Remortgaging
When your mortgage deal comes to an end, most people focus on securing the best new rate. However, remortgaging is also the perfect time to
July 2025
Is Your Mortgage Deal Ending in Early 2026? Why Now Is the Time to Act
Homeowners whose fixed-rate mortgage deals expire in early 2026 are being urged to start planning ahead, as a new wave of rate rises and higher
Thousands of Landlords to Face Quarterly Tax Reporting Under New HMRC Rules
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026. Under new HMRC rules, many
More Lenders Slash Income Barriers for Bigger Mortgages as First-Time Buyers Get a Boost
First-time buyers across the country are set to benefit as a growing number of high street lenders follow Skipton Building Society’s lead in lowering the
Young Homeowners Risk Losing Homes as Thousands Remain Unprotected
Thousands of young homeowners are putting themselves at risk of losing their homes because many have no insurance cover to protect against life’s unexpected shocks.
June 2025
Mortgage Timebomb: Could Your Monthly Repayments Be About to Soar?
Millions of households across the country are heading for a financial jolt as their fixed-rate mortgage deals start to come to an end. These deals
Simple Summer Projects That Could Add Thousands to Your Home’s Value
Summer is the perfect time to tackle those home improvements you have been putting off. But instead of just ticking off a list of repairs,
What First-Time Buyers Need to Know This Summer And How to Be Prepared
Summer 2025 presents a rare opportunity for first-time buyers. Lenders are reintroducing 100 % mortgages, increasing income multiples, and easing affordability tests. While this may help
Could This 100% Mortgage Help Your Kids Buy a Home Without a Deposit?
If you have children or grandchildren stuck renting, watching house prices rise, and struggling to scrape together a deposit, there might be some long-awaited good
May 2025
Home Insurance and Emergency Cover: Are You Protected for Summer Risks?
Summer should be a season of rest, sunshine and barbecues rather than worry about your home. Yet the warm months can bring specific risks that
What Landlords Need to Know About the Renters’ Rights Bill
The Renters’ Rights Bill is expected to become law this year and will introduce significant reforms to the private rented sector in England. The changes
Is Your Heating at Risk? Why 900,000 Homes Must Upgrade Their Electricity Meters Before 30th June 2025
Almost one million homes across Great Britain are being urged to check their electricity meters following an important announcement from the energy regulator1. A nationwide
Why You Should Speak to Your Adviser Before Going Direct to a Lender When Your Mortgage Deal Ends
When your fixed-rate mortgage deal comes to an end, it might feel easiest to stay with your current lender. After all, they know you, they
April 2025
The Bank of England Cuts Interest Rates to 4.25%
What this could mean for your mortgage — and your next steps. In a move widely anticipated by markets, the Bank of England has reduced
Mortgage Market Update: Borrowing Opportunities Improve as Lenders Cut Rates and Ease Rules
A shift is taking place across the mortgage market, bringing a wave of opportunity for both prospective buyers and existing homeowners. Leading lenders are responding
Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?
For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly
Housing Market Update: Average Asking Prices Reach Record High This Spring
The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This
March 2025
Labour Government Plans to End Leasehold for New Flats
The Labour Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure.
Is Your Five-Year Fixed Mortgage Ending? Here’s What You Need to Know
If your five-year fixed mortgage deal is coming to an end, you might be wondering what to do next. Many homeowners who locked in a
HMRC Plans to Raise Side Hustle Tax Threshold and Strengthen Anti-Tax Evasion Measures
The UK government has announced plans to increase the tax reporting threshold for side incomes from £1,000 to £3,000 by the end of 2029. This
How First-Time Buyers Can Get a Mortgage – A Guide to Government Schemes and Support
Buying your first home is exciting, but it can also feel overwhelming—especially when saving for a deposit, understanding mortgage options, and navigating rising house prices.
February 2025
Landlords Face £15,000 EPC Upgrade Bill as Government Confirms 2030 Deadline
Millions of rental homes must meet stricter energy efficiency rules – and tenants could feel the impact. Landlords are being warned of hefty costs after the
Is Your 2-Year Fixed Rate Coming to an End? Let’s See if You Could Get a Better Deal
If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news. Back in early 2023, many borrowers locked
How to Protect Your Home & Your Future: Why Government Support Won’t Save You
For most homeowners, a mortgage is the biggest financial commitment they will ever make. It’s a long-term promise – one that provides security, stability, and
The Government’s Help to Build Scheme: Making Custom and Self-Build Homes More Accessible
For many people, the idea of building their own home has long been seen as a luxury—complex, expensive, and out of reach for all but
January 2025
Buying a Home in a Flood Risk Area: What You Need to Know
Purchasing a home is one of the most significant decisions you’ll ever make, so it’s crucial to consider all potential risks before committing. This winter,
Property Experts Forecast 2025 to be a Buyer’s Market
The UK housing market is showing signs of a strong start in 2025, with significant increases in new property listings and a rise in average
Big Changes Proposed to Make Mortgages Easier
There’s some potentially good news on the horizon for homeowners and aspiring buyers: the Financial Conduct Authority (FCA) is considering shaking things up in the
Start the Year Right: Plan Ahead Now
January often feels like one of the longest months of the year. With extended gaps until payday and the financial strain left by the festive